📰 Bihar Welfare Schemes & Planning (Dec 2024 - Aug 2026) Chapter 3: Flagship Schemes, Saat Nishchay-2/3, Social Security & Empowerment

Mod 5: Satat Jeevikoparjan Yojana (SJY) & JEEViKA Livelihoods Mission

📖 Chapter 3 of 8 🧩 Module 5 of 14 ⏱️ ~2 min read 💡 10 MCQs
Topic Part 1 of 2

Uplifting the Ultra-Poor: The Satat Jeevikoparjan Model:

Launched following the state's total prohibition on alcohol to rehabilitate families historically engaged in the manufacture/sale of local liquor (Taadi and country liquor) as well as destitute ultra-poor Mahadalit households, the Satat Jeevikoparjan Yojana (SJY) is implemented by JEEViKA (BRLPS). Recognized internationally by poverty-action labs (such as J-PAL), SJY adopts the graduation approach pioneered by BRAC.


Core Components of SJY:

  • Livelihood Asset Grant: Up to ₹60,000 to ₹1,00,000 per beneficiary family to acquire sustainable income assets (goatery, poultry, grocery kiosk, or electric rickshaws).
  • Livelihood Gap Consumption Support: Cash stipend of ₹1,000 per month for up to 7 months to ensure food security while business assets mature.
  • Dedicated Handholding: Assigned Master Resource Persons (MRPs) conduct weekly visits to teach bookkeeping and micro-enterprise management.
  • Scale of Impact: Over 1.8 lakh ultra-poor families have graduated out of destitution into mainstream banking SHGs.

Exam View: Key Takeaways for Competitive Examinations:

  • Implementing Agency: JEEViKA (Bihar Rural Livelihoods Promotion Society).
  • Target Beneficiaries: Ultra-poor Mahadalit families and former liquor/tadi trade households.
  • Asset Grant: Up to ₹60,000–₹1,00,000.
  • Consumption Support: ₹1,000/month for 7 months.
⭐ Key Points
  • Implementing Agency: JEEViKA (Bihar Rural Livelihoods Promotion Society).
  • Target Beneficiaries: Ultra-poor Mahadalit families and former liquor/tadi trade households.
  • Asset Grant: Up to ₹60,000–₹1,00,000.
  • Consumption Support: ₹1,000/month for 7 months.
📌 One-line Q&A
  • Implementing Agency: JEEViKA (Bihar Rural Livelihoods Promotion Society).
  • Target Beneficiaries: Ultra-poor Mahadalit families and former liquor/tadi trade households.
  • Asset Grant: Up to ₹60,000–₹1,00,000.
  • Consumption Support: ₹1,000/month for 7 months.
Questions 10 MCQs

Answer this question, then use Next.

What is the primary target group of the Satat Jeevikoparjan Yojana (SJY) in Bihar?

SJY aims to rehabilitate families previously reliant on liquor/toddy manufacturing and ultra-poor households.

What asset capital support is provided to an ultra-poor household under the Satat Jeevikoparjan Yojana?

Beneficiaries receive asset support ranging between ₹60,000 and ₹1,00,000 to initiate retail or livestock enterprises.

How much monthly consumption support stipend is credited to SJY families during the initial business setup?

To prevent immediate liquidations of business assets, families receive ₹1,000/month for up to 7 months for food and basic sustenance.

Which agency implements the Satat Jeevikoparjan Yojana across the 38 districts of Bihar?

JEEViKA (BRLPS) under the Rural Development Department executes and handholds SJY beneficiaries.

Which global methodology is adapted in the design of the Satat Jeevikoparjan Yojana?

The graduation model systematically guides ultra-poor citizens from destitution to self-reliant economic viability.

What role do Master Resource Persons (MRPs) play under the Satat Jeevikoparjan Yojana?

MRPs visit ultra-poor households weekly to impart enterprise training and confidence-building.

In which year was the Satat Jeevikoparjan Yojana officially approved and rolled out by the Bihar Government?

The scheme was launched in 2018 following the enactment of the alcohol prohibition act.

Once a beneficiary under SJY stabilizes their micro-enterprise, into which community platform are they integrated?

Graduated women are integrated into neighborhood JEEViKA SHGs for mainstream banking and credit.

Which community cadre maintains the financial ledgers and micro-plans for Village Organizations under JEEViKA?

Community bookkeepers and coordinators manage daily records and meeting minutes.

What is the primary evaluation milestone indicating a beneficiary has successfully 'graduated' under SJY?

Graduation is confirmed when the household sustains income, attains food sufficiency, and saves within an SHG.
Question 1 of 10

Write your answer, then submit to see the correct answer.

Implementing Agency: ______

JEEViKA (Bihar Rural Livelihoods Promotion Society).

Target Beneficiaries: ______

Ultra-poor Mahadalit families and former liquor/tadi trade households.

Asset Grant: ______

Up to ₹60,000–₹1,00,000.

Consumption Support: ₹______