📰 Bihar Agriculture & Cooperative Banking (Dec 2024 - Aug 2026) Chapter 5: 4th Krishi Road Map, PACS Computerization, DCCBs, FPOs & Rural Credit

Mod 8: January–April 2026: World's Largest Grain Storage Plan in Cooperative Sector & Modern Silos

📖 Chapter 5 of 8 🧩 Module 9 of 14 ⏱️ ~2 min read 💡 10 MCQs
Topic Part 1 of 2

Decentralized Grain Storage & Modern Silos (Jan–Apr 2026):

To eliminate post-harvest grain losses and distress selling by marginal cultivators, the Bihar Co-operative Department scaled up construction under the World's Largest Grain Storage Plan in the Cooperative Sector pilot in early 2026.


Infrastructure Features:

  • PACS Godown Infrastructure: Village PACS across Nalanda, Buxar, Rohtas, and Samastipur inaugurated modern decentralized godowns ranging from 500 MT to 2,000 MT capacity.
  • Multipurpose Utility: Integrated custom hiring centers, fair price shops (PDS), and testing labs alongside storage godowns, turning each PACS into an economic rural hub.
  • Steel Silo Terminals: Modern steel silo complexes with direct rail sidings reached commercial commissioning in Buxar and Kaimur under public-private partnership with FCI and CWC, enabling automated temperature-controlled bulk wheat preservation without bagging.
  • Negotiable Warehouse Receipts (e-NWR): PACS godowns registered with the Warehousing Development and Regulatory Authority (WDRA), allowing farmers to pledge e-NWRs for low-interest bank advances against stored grain.

Exam View: Key Takeaways:

  • Cooperative Storage Capacities: 500 MT to 2,000 MT per primary PACS.
  • Bulk Modern Silo Hubs: Buxar and Kaimur (Southwest Bihar grain belt).
  • Pledge Finance Instrument: e-NWR (Electronic Negotiable Warehouse Receipt).
  • Regulatory Authority: WDRA (Warehousing Development and Regulatory Authority).
⭐ Key Points
  • Cooperative Storage Capacities: 500 MT to 2,000 MT per primary PACS.
  • Bulk Modern Silo Hubs: Buxar and Kaimur (Southwest Bihar grain belt).
  • Pledge Finance Instrument: e-NWR (Electronic Negotiable Warehouse Receipt).
  • Regulatory Authority: WDRA (Warehousing Development and Regulatory Authority).
📌 One-line Q&A
  • Cooperative Storage Capacities: 500 MT to 2,000 MT per primary PACS.
  • Bulk Modern Silo Hubs: Buxar and Kaimur (Southwest Bihar grain belt).
  • Pledge Finance Instrument: e-NWR (Electronic Negotiable Warehouse Receipt).
  • Regulatory Authority: WDRA (Warehousing Development and Regulatory Authority).
Questions 10 MCQs

Answer this question, then use Next.

What is the typical storage capacity of modernized decentralized godowns constructed at the PACS level?

PACS warehouses are standardized between 500 and 2,000 MT capacity depending on panchayat crop volumes.

What electronic receipt allows farmers to secure low-interest bank loans by pledging grain stored in WDRA-accredited warehouses?

Electronic Negotiable Warehouse Receipts (e-NWRs) issued by accredited warehouses are accepted by banks for pledge finance.

In which major cereal belt of Southwestern Bihar were bulk steel silo terminals constructed with direct rail freight sidings?

Buxar and Kaimur, known as grain bowls of Bihar, host modern bulk steel grain silos.

Which statutory authority regulates and registers warehousing facilities eligible to issue negotiable warehouse receipts in India?

WDRA (Warehousing Development and Regulatory Authority) regulates registered warehouses in India.

What is the primary advantage of steel silos over conventional gunny-bag warehouses for grain storage?

Silos prevent spoilage, eliminate gunny bag expenditure, and automate bulk handling.

Which public sector warehousing enterprise partners with the state for constructing large logistics godowns in Bihar?

Central Warehousing Corporation (CWC) and Bihar State Warehousing Corporation (BSWC) manage warehousing networks.

Under the cooperative storage plan, what services are integrated alongside the PACS godowns in rural panchayats?

PACS premises are transformed into one-stop rural service centers combining storage, machinery rental, and input sales.

What post-harvest grain loss percentage is typically targeted to be prevented through modern scientific storage in Bihar?

Scientific storage averts estimated traditional post-harvest losses of 10%–15% caused by pests and dampness.

Which district in Nalanda sub-division was selected among early pilot blocks for comprehensive PACS warehouse construction?

Hilsa and Bihar Sharif blocks were among the pilot locations for cooperative storage infrastructure.

How do pledge loans against e-NWRs prevent distress selling by farmers immediately after harvesting?

Pledge finance provides liquidity to meet immediate cash needs while the farmer holds title to sell when prices peak.
Question 1 of 10

Write your answer, then submit to see the correct answer.

Cooperative Storage Capacities: ______

500 MT to 2,000 MT per primary PACS.

Bulk Modern Silo Hubs: ______

Buxar and Kaimur (Southwest Bihar grain belt).

Pledge Finance Instrument: ______

e-NWR (Electronic Negotiable Warehouse Receipt).

Regulatory Authority: ______

WDRA (Warehousing Development and Regulatory Authority).