Mod 9: May–June 2026: State Flagship Schemes & Social Welfare Questions in BPSC

📖 Chapter 7 of 8 🧩 Module 10 of 12 ⏱️ ~2 min read 💡 10 MCQs

Topic Part 1 of 2

Welfare Architecture in State Exams:

State welfare initiatives (especially Saat Nishchay schemes and conditional cash transfers) feature prominently in BPSC examinations:

Mukhyamantri Kanya Utthan Yojana: Birth-to-graduation conditional transfers, delivering ₹50,000 to female graduates and ₹25,000 to unmarried girls clearing Class 12.
Bihar Student Credit Card (BSCC): Up to ₹4,00,000 (₹4 lakh) education loan with 100% state guarantee via BSEFC at 1% interest for girls/Divyang and 4% for boys.
Mukhyamantri Udyami Yojana: ₹10 lakh package (₹5 lakh subsidy + ₹5 lakh loan) for SC, ST, EBC, women, and youth entrepreneurs.
Har Ghar Gangajal Project: Pumping treated floodwaters of the Ganga from Hathidah to Rajgir, Gaya, Bodh Gaya, and Nawada at 135 LPCD.

Exam View: Key Takeaways:

⭐ Key Points

📌 One-line Q&A

Questions 10 MCQs

Answer this question, then use Next.

What direct cash incentive is given to female students passing graduation under Mukhyamantri Kanya Utthan Yojana?

The state transfers ₹50,000 directly to female graduates upon completing their degree.

What is the maximum loan limit sanctioned under the Bihar Student Credit Card (BSCC) Scheme?

Students can access up to ₹4 lakh in collateral-free education loans guaranteed by the state government.

Which four southern Bihar towns receive drinking water under the Har Ghar Gangajal project?

Treated Ganga water is pumped to Rajgir, Gaya, Bodh Gaya, and Nawada.

What is the total project grant and loan package provided under Mukhyamantri Udyami Yojana?

The scheme provides ₹10 lakh, split equally as ₹5 lakh subsidy and ₹5 lakh loan.

What daily per capita drinking water supply standard (in LPCD) is delivered under Har Ghar Gangajal?

The standard urban drinking water supply benchmark of 135 Liters Per Capita per Day is maintained.

What grant amount is given to unmarried girls passing Class 12 (Intermediate) in Bihar?

Unmarried female students passing Class 12 receive ₹25,000.

What interest rate is charged on student credit card loans for female, Divyang, and transgender students?

Female, Divyang, and transgender students pay a nominal 1% interest rate; male students pay 4%.

From which intake location on the River Ganga is floodwater lifted for the Har Ghar Gangajal pipeline?

The intake pumping station is constructed at Hathidah near Mokama in Patna district.

What 100% non-repayable grant is given to poor families under the Mukhyamantri Laghu Udyami Yojana?

Selected poor families earning under ₹6,000/month receive a ₹2 lakh grant in 25%-50%-25% installments.

What is the training duration under the Kushal Yuva Program (KYP) for basic IT and communication skills?

KYP delivers 240 hours of training across IT, language, and soft skills modules.

Question 1 of 10

One-liners

Write your answer, then submit to see the correct answer.

Girl Graduate Incentive: ₹______

Student Credit Card: ₹______

Gangajal Destination Cities: ______

Rajgir, Gaya, Bodh Gaya, Nawada.