Module 14: Key Examination Facts & MCQs (Q1 to Q10)

📖 Chapter 7 of 10 🧩 Module 16 of 18 ⏱️ ~1 min read 💡 10 MCQs

Topic Part 1 of 2

Key Examination Facts:

Bihar has two Regional Rural Banks: Dakshin Bihar Gramin Bank and Uttar Bihar Kshetriya Gramin Bank.
Among major states, only Jharkhand and Himachal Pradesh have lower Credit-Deposit (CD) ratios than Bihar.
There are 8,463 PACS in Bihar, accounting for 8.9 percent of all PACS in India.
NABARD manages the Rural Infrastructure Development Fund (RIDF), established in 1995-96.
There were 2,24,469 bank-linked SHGs in Bihar as of March 2015.
MUDRA features three distinct lending products: 'Shishu', 'Kishore', and 'Tarun'.
State Cooperative Banks form the apex of the cooperative credit pyramid, while SCARDB provides long-term investment loans.

Practice all 10 official multiple-choice questions below with verified explanations.

⭐ Key Points

Bihar has two Regional Rural Banks: Dakshin Bihar Gramin Bank and Uttar Bihar Kshetriya Gramin Bank.
Among major states, only Jharkhand and Himachal Pradesh have lower Credit-Deposit (CD) ratios than Bihar.
There are 8,463 PACS in Bihar, accounting for 8.9 percent of all PACS in India.
NABARD manages the Rural Infrastructure Development Fund (RIDF), established in 1995-96.
There were 2,24,469 bank-linked SHGs in Bihar as of March 2015.
MUDRA features three distinct lending products: 'Shishu', 'Kishore', and 'Tarun'.
State Cooperative Banks form the apex of the cooperative credit pyramid, while SCARDB provides long-term investment loans.

📌 One-line Q&A

Bihar has two Regional Rural Banks: Dakshin Bihar Gramin Bank and Uttar Bihar Kshetriya Gramin Bank.
Among major states, only Jharkhand and Himachal — Pradesh have lower Credit-Deposit (CD) ratios than Bihar.
There are ______ PACS in Bihar, accounting for 8.9 percent of all PACS in India. — 8,463
NABARD manages the Rural Infrastructure Development Fund (RIDF), established in ______-96. — 1995
There were ______ bank-linked SHGs in Bihar as of March 2015. — 2,24,469
MUDRA features three distinct lending products: 'Shishu', 'Kishore', and 'Tarun'.
State Cooperative Banks form the apex of the — cooperative credit pyramid, while SCARDB provides long-term investment loans.

Questions 10 MCQs

Answer this question, then use Next.

1. NABARD has identified how many districts in Bihar for promoting and financing women SHGs through positioning an anchor NGO?

NABARD identified 16 districts in Bihar for this special anchor NGO initiative.

2. The number of Regional Rural Banks in Bihar are:

Bihar has two RRBs: Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank.

3. Which of the following reasons have been identified by NABARD for the dismal performance of SHGs in Bihar?

All three institutional bottlenecks were cited by NABARD and SLBC.

4. The average savings per SHG in Bihar as of March 2018 was:

Average savings was Rs. 16,540 (national average was Rs. 22,405).

5. Which of the following sectors are covered by RIDF?

RIDF covers 36 activities grouped under Agriculture, Social, and Rural Connectivity.

6. The share of priority sector in total advances by banks in Bihar in 2019-20 was:

Priority sector lending accounted for 67.1 percent of total bank credit in 2019-20.

7. The CD ratio for Bihar in 2019-20 was:

The Credit-Deposit ratio for Bihar rose to 36.1 percent in 2019-20.

8. The ratio of equity holdings by the central government, concerned state government, and sponsoring banks in Regional Rural Banks is:

The statutory capital holding proportion is 50 percent Central, 15 percent State, and 35 percent Sponsor Bank.

9. The total number of Central Cooperative Bank (DCCB) branches in Bihar was:

DCCB branches increased from 312 to 323 (adding 12 apex SCB branches makes 335 total).

10. Pradhan Mantri Jan Dhan Yojana is a scheme for:

PMJDY was launched in August 2014 as the National Mission on Financial Inclusion.

Question 1 of 10

One-liners

Write your answer, then submit to see the correct answer.

Bihar has two Regional Rural Banks: ______

Dakshin Bihar Gramin Bank and Uttar Bihar Kshetriya Gramin Bank.

Among major states, only Jharkhand and Himachal ______

Pradesh have lower Credit-Deposit (CD) ratios than Bihar.

There are ______ PACS in Bihar, accounting for 8.9 percent of all PACS in India.

8,463

NABARD manages the Rural Infrastructure Development Fund (RIDF), established in ______-96.

1995

There were ______ bank-linked SHGs in Bihar as of March 2015.

2,24,469

MUDRA features three distinct lending products: ______

'Shishu', 'Kishore', and 'Tarun'.

State Cooperative Banks form the apex of the ______

cooperative credit pyramid, while SCARDB provides long-term investment loans.